Once more I thank you all, you have cleared up all doubts and missconceptions I had.
I believe in team-work alot more than fending for myself which is why I find myself turning to team-oriented games.
Thanks again for the good tips, going to put them into practice now and hopefully reach 18
Oh one more thing I forgot to ask about teams. I notice skill chains aren't used frequently early on, is there a reason for it? What level do they start making a noticeable difference?